A Market Defined by Uncertainty Across Canada, the economy feels different — cautious, unpredictable, and emotionally charged. Rising costs, slowing growth, and job insecurity are influencing how people think about money and major life decisions. Homebuyers, investors, and developers are hesitating to make big commitments. Even those who could  buy are often choosing to wait. For appraisers, this new wave of hesitation is an important signal: the value of real estate is no lo

In today’s competitive housing market, homeowners are constantly seeking ways to increase property value  without breaking the bank. Enter Accessory Dwelling Units (ADUs) —compact, secondary homes on the same lot as your primary residence. Also called granny flats, in-law suites, or backyard cottages, ADUs are exploding in popularity across Canada. But do they really add value, or are they just a trendy expense? At Cade Appraisals , we’ve valued dozens of properties with ADUs

When exploring real estate options, you may come across unique property types like flagpole lots  (also known as flag lots). As an appraiser with years of experience helping clients maximize property value, I’m excited to share how flagpole lots can influence your investment decisions and potentially create opportunities for wealth-building. At Cade Appraisals, we’re passionate about empowering homeowners and investors with the knowledge to make informed choices. In this arti

What Did That Appraiser Just Say? If you’ve recently received a property appraisal report, you might be looking at it with a mix of confusion and curiosity. Between the grids, tables, codes, and industry jargon, it’s not always clear how your home’s value was determined—or why. At Cade Appraisals Inc. , we believe transparency and education are key. Whether you needed an appraisal for mortgage financing, refinancing, divorce, estate settlement, or selling your home, understan

Every Ontario homeowner eventually receives a property assessment from the Municipal Property Assessment Corporation (MPAC). Whether you live in the heart of Hamilton or along the lakefront in Niagara-on-the-Lake, that small white envelope can have a big impact on your finances. But what exactly is MPAC? How does it differ from a real estate appraisal? And why do assessed values seem to rise or fall at unexpected times? This guide dives deep into how MPAC works, why it matter

Introduction Not all homes hit the market fully finished. Whether due to financial challenges, builder delays, or changes in ownership,...

For real estate investors, buying a property mid-renovation—or one that’s been gutted entirely—can offer tremendous upside. But it also...

Renovation ≠ Guaranteed Return Homeowners often assume that every dollar spent on a renovation will come back (or more) when it’s time to...

Imagine this: you’ve paid for a home appraisal, the report is complete, the value looks good—and then your lender rejects it. Suddenly,...

Does Who Lives There Matter? If you're preparing a property for appraisal—whether for sale, refinance, or investment—you may be...

Zoning Is More Powerful Than You Think Most property owners don’t give zoning much thought—until it changes. But the truth is, zoning can...

Introduction In the world of real estate, some properties carry baggage that bricks and mortar can't fix. When a home, condo, or building...

Demystifying the Role of an Appraiser If you’ve ever bought, sold, refinanced, or inherited property, chances are you've heard the term...

When real estate markets soften or prices fall, homeowners, investors, and even real estate professionals often ask: Is it the house or...

Artificial Intelligence (AI) is revolutionizing nearly every corner of the real estate industry—and appraisals are no exception. Long...

In real estate appraisal, determining the value of an income-producing property requires more than just examining comparable sales or the...

In a volatile economic landscape, real estate markets don’t always trend upward. When property values begin to decline—whether due to...

When you’re in the process of buying or selling a home, one of the most nerve-wracking parts of the transaction is the home appraisal. A...

Canadian federal, provincial, and municipal elections all have wide-reaching impacts on the housing market—and by extension, on real...

In 2025, one of the biggest challenges for Canadian investors and homeowners is navigating the economic uncertainty triggered by...